Are you ready for a long retirement?

Following is a great article on funding a long retirement: http://www.marketwatch.com/story/how-to-fund-a-long-retirement-2017-01-10 We typically plan for our clients to live until age 100.   An interesting fact from the ...

Year-End Charitable Giving

With the holiday season upon us and the end of the year approaching, we pause to give thanks for our blessings and the people in our lives. It is also a time when charitable giving often comes to mind. The tax benefits ...

Rising Rates: The Fed Takes Next Step Toward Normal

On December 14, the Federal Open Market Committee (FOMC) voted unanimously to raise the federal funds rate by 0.25% — to a range of 0.50% to 0.75%. This was the second increase since December 2008, when the benchmark rate was ...

How Much Do You Need For Retirement

Most people wonder how much they need to save for retirement.   We calculate a custom target for our clients.   Following is an interesting article that has some general ...

What Will You Pay for Medicare in 2017?

What Will You Pay for Medicare in 2017? The Centers for Medicare & Medicaid Services (CMS) has     announced that in 2017, most Medicare beneficiaries (about 70%) will pay $109     per month on average for Medicare ...

Year End Tax Tips

It is time to make some year end tax planning moves.    Following is an article with some tips that I think will help most ...

Retirement Crisis

Most people find investing "complex and confusing."   They also "don't know what to do to prepare for retirement."   This is what we help our clients figure out. When planning for retirement, it is important to try to find ...

Retirement and Facebook

I don't use facebook very much, but I can understand seeing your friends on vacation would make you want to go as well.  This article looks at this situation in depth.    I really like the do's and don'ts listed at the end of ...

Are You Ready to Retire?

The question is actually more complicated than it first appears, because it demands consideration on two levels. First, there's the emotional component: Are you ready to enter a new phase of life? Do you ...

Social Security and Medicare Update

Roshan Loungani is sharing the following link to a short video on Social Security and Medicare (Click on Social Security and Medicare Update - 2016 Trustees Reports) In 2016, the trustees project that Social Security will be ...

Happiness in Retirement

I read an article from US News on a happy retirement. I found number 5 particularly interesting. I have never seen that ...

Sports for Charitable Events

Roshan particularly enjoys playing sports for charitable events, and one of his favorite memories is when his basketball team won a charity tournament in the spring of 2015. He is also a sports fan. His favorite teams include ...

Finance and Retirement Specialist

Roshan grew up in the DC Metro Area. His first experience in the financial services industry was when he interned at Morgan Stanley Dean Witter. In 2000 he joined American Express Financial Advisors, which would later spin off as ...